Motorbike accident claims caused by debris on the road

Whether its debris that’s fallen off from the back of a wagon or debris from a car tyre blowout, any road debris on can be real dangerous for a motorcyclist. Many other vehicles may be able to pass over debris on the road without any serious consequences (or none at all), but even small pieces of road debris can pose a great risk for an accident to happen for motorbike riders.

So, if you’re a biker who has been injured in an accident due to debris on the road, what are your rights for legal compensation?

The first hurdle is usually finding out who is responsible for the road debris when you start a claim for motorbike accident compensation.

If you can find out who is responsible for the debris, you should be able to claim for compensation in the same way you would for any other common road accident.

For example, if you are injured due to hitting debris that has fallen off the back of a wagon, because the wagon’s load was inadequately secured, you can make a claim for damages against the insurer of the wagon. The driver has likely failed to secure their load safely, so they are to blame, and the insurance should cover them.

If it’s a commercial vehicle, it should be the company who will pay, or the company’s insurers who pay.

If a person has failed to keep their vehicle safe – perhaps a vehicle’s wing mirror is damaged and falls off and that causes an accident – you can also pursue the insurer of the driver.

One of the biggest issues you may already have considered is how you can identify the person(s) responsible.

If you hit some debris and come off your bike, unless someone saw the debris fall from a wagon or saw where it originated from, you may have a hard time tracking down whoever is responsible.

Where this happens, you may still have a claim with the Motor Insurers Bureau under their Untraced Driver scheme as they can take the place of the insurer of a driver at fault for an accident and still pay damages.